And yes, in some cases it can get out of control if you don't right the sinking ship. Things can be manageable with credit, mortgages, and debt, though.

Yet, as adults we are expected to understand the financial world and thrive instead of sink. After all, few of us are given life lessons on the ins and outs of wisely using a credit card, how credit can affect your life, and budget management. Your finances might be a lot to handle at first. Struggling with your finances can really hinder your chances of a prosperous future if you don’t tackle the issue head-on. But taking those first positive steps toward gaining back control can make the biggest difference in your life.

At the time, it doesn’t feel like there is a way out, or there is a life without it. The decisions we have made in the past to let those things dominate our lives might be able to help you make better choices in the future. Maybe it isn’t drugs, but more alcohol dependency, smoking, or other vices that we can all be tempted by. It might be you find yourself in a situation where your workplace has undertaken reasonable suspicion training in drug testing, which might have caused problems for you in the past. Have you ever been in a position where things have gotten a little out of hand? Many of us might be able to identify with forming habits for things that we know aren't the best for us. While at the time it can feel like there is no way out, when looking back try to identify from your experience what is a good working environment, and what is not, and take that knowledge with you into next time. Your work can cause stress, anxiety, and depression, with sideline symptoms including lack of sleep, loss of appetite, anger, and frustration. But often the biggest impact can be on your mental health. There is no denying that your choice of work and work environment can impact your life in many ways. Not to mention that your job has an impact on your future finances, in terms of how much you can save as well as having enough going into a pension or retirement for the future. It might be that your work causes you great stress, or because of the type of work you do, such as being at the computer all day, you worry about achy wrists, headaches, or eyestrain. This might include hearing loss if the workplace or work environment can cause harm to your internal eardrum. Performing a particular task, or working within a specific environment, can mean that you are now prone to future health risks. It's sometimes hard to believe that our career choices can have such a huge impact on our future, and in many, often unexpected ways. With that in mind, here are some of the life-changing circumstances that can really change who we are. But there are always things we can learn, and in many cases, we can move forward knowing that we have more knowledge and experience now to guide us better in the future. Sometimes, it may not feel like you can take anything away from the situation, especially if it is causing you hurt and pain. No matter where you are in life, it is good every now and then to look back and see where the lessons are. We all have been given a certain deck of cards that is life, and sometimes, whether we like them or not, the hand we are dealt is what we have to deal with. Of course, it may have changed your life in such a way that it short-circuited what you initially wanted, or maybe your life hasn’t turned out the way you had hoped it would. It happens! But it isn’t something to regret rather, learn to embrace the good and the not-so-good, accepting rather than judging who you are or where you've been. So many of us can, at times, feel guilty about making mistakes or decisions that end up changing the course of our lives.

Ever look back on your life and think, if you could turn back time you would change something? You aren't alone in this thought.

Moments in life that change you